Uber Driver Taxes in Florida - 2025 Guide

Updated for 2025 (Filing 2024 Taxes)

Is Uber Driver income taxable in Florida?

Yes, your income as an Uber driver is taxable, but the situation is simpler in Florida than in many other states. The federal government considers you self-employed, meaning you operate as a business. You'll report your Uber income and expenses on Schedule C (Profit or Loss From Business), which is filed with your Form 1040. This form calculates your net profit (income minus expenses), which is then subject to income tax.

Florida-Specific Rule: Florida is one of the few states with no state income tax. This means you won't file a state income tax return based on your Uber earnings. However, your federal tax obligations still apply.

Top Tax Write-offs for Uber Drivers

As a self-employed Uber driver, you can significantly reduce your tax liability by claiming eligible business expenses. Here are some key deductions:

• Mileage: This is often the largest deduction. For 2024, the standard mileage rate is 67 cents per business mile driven. Keep a detailed log of all miles driven for Uber, including the date, starting and ending locations, and business purpose. You can also deduct parking fees and tolls related to your rides.
• Vehicle Expenses (Alternative to Mileage): Instead of the standard mileage rate, you can deduct the actual expenses of operating your vehicle, such as gas, oil changes, repairs, insurance, registration fees, and depreciation. You must choose one method (mileage or actual expenses) and be consistent.
• Uber Fees & Commissions: The fees Uber charges you for using their platform are deductible. This is reported directly on Schedule C.
• Phone & Data Expenses: If you use your phone for Uber-related activities (navigation, accepting rides, communication), you can deduct the portion of your phone bill attributable to business use. Keep records to support this allocation.

The 15.3% Self-Employment Tax Surprise

When you're an employee, your employer pays half of your Social Security and Medicare taxes. As a self-employed individual, you're responsible for both the employer and employee portions, totaling 15.3%. This is called self-employment tax. You'll calculate this on Schedule SE (Self-Employment Tax). The good news is you can deduct one-half of your self-employment tax from your adjusted gross income on Form 1040, which helps lower your overall tax bill. Self-employment tax applies to net earnings over $400.

Closing Tip for Florida Residents

Being a Florida resident offers the benefit of no state income tax, but don't overlook your federal tax responsibilities as an Uber driver. Meticulous record-keeping – especially mileage logs and expense receipts – is crucial for maximizing your deductions and minimizing your tax liability. Consider using accounting software or consulting with a tax professional to ensure you're taking advantage of all available deductions and complying with all IRS regulations. Filing accurately and on time will help you avoid penalties and keep your tax situation stress-free.