OnlyFans Creator Taxes in Georgia - 2025 Guide

Updated for 2025 (Filing 2024 Taxes)

Is OnlyFans Creator income taxable in Georgia?

Yes, absolutely. Income earned through OnlyFans is considered taxable income by both the federal government and the state of Georgia. As an OnlyFans creator, you are generally considered self-employed by the IRS. This means you’ll report your earnings and expenses on a Schedule C (Profit or Loss from Business) and file it with your Form 1040.

Federal Requirements (Schedule C): You'll report all income received through OnlyFans as business income on Schedule C. You'll then deduct all allowable business expenses (more on those below) to arrive at your net profit. This net profit is then added to your other income (if any) on Form 1040 to determine your adjusted gross income (AGI).

Georgia Specific Rules: Georgia has a flat income tax rate of 5.49% for the 2024 tax year (filing in 2025). Your net profit from your Schedule C will be included in your total taxable income for Georgia, and this flat rate will be applied. Georgia also has standard deductions and personal exemptions, which can reduce your taxable income. You'll file Form 500 to report your Georgia income tax liability.

Top Tax Write-offs for OnlyFans Creators

As a self-employed individual, you can significantly reduce your tax liability by claiming all eligible business expenses. Here are some common deductions for OnlyFans creators:

• Equipment & Software: Expenses for cameras, lighting, computers, editing software (like Adobe Creative Cloud), and any other equipment used directly for creating content are deductible. You can either deduct the full cost in the year of purchase (Section 179 deduction, subject to limits) or depreciate the asset over its useful life.
• Home Office Deduction: If you use a portion of your home exclusively and regularly for your OnlyFans business (e.g., a dedicated room for filming/editing), you may be able to deduct a portion of your mortgage interest or rent, utilities, and home insurance. The deduction is based on the percentage of your home used for business.
• Mileage: If you drive for business purposes (e.g., to purchase equipment, attend meetings, or travel to filming locations), you can deduct mileage. For 2024, the standard mileage rate is 67 cents per mile. Keep a detailed mileage log with dates, destinations, and business purpose.
• Subscription & Service Fees: Fees paid to OnlyFans themselves are deductible as a business expense. Also, costs for any other services used to manage your business (e.g., scheduling tools, virtual assistants) are deductible.

The 15.3% Self-Employment Tax Surprise

Many self-employed individuals are surprised to learn about self-employment tax. When you're an employee, your employer pays half of your Social Security and Medicare taxes. As a self-employed individual, you're responsible for both the employer and employee portions, totaling 15.3% (12.4% for Social Security and 2.9% for Medicare).

You'll calculate this tax on Schedule SE (Self-Employment Tax). However, you only pay self-employment tax on 92.35% of your net profit. The good news is that you can deduct one-half of your self-employment tax from your gross income on Form 1040, which helps reduce your overall tax liability.

Closing Tip for Georgia Residents

Managing taxes as an OnlyFans creator can be complex. It's highly recommended to keep meticulous records of all income and expenses throughout the year. Consider using accounting software or working with a qualified tax professional (like myself!) who understands the unique challenges faced by content creators. Proactive tax planning can save you money and prevent headaches during tax season. Don't hesitate to reach out if you have further questions specific to your situation – I'm here to help you navigate the tax landscape with confidence!