OnlyFans Creator Taxes in Louisiana - 2025 Guide

Updated for 2025 (Filing 2024 Taxes)

Is OnlyFans Creator income taxable in Louisiana?

Yes, absolutely. Income earned through OnlyFans is considered taxable income by both the federal government and the state of Louisiana. As an OnlyFans creator, you are generally considered self-employed by the IRS. This means you'll report your earnings and expenses on a Schedule C (Profit or Loss from Business) and file it with your Form 1040.

Federal Requirements: The IRS treats OnlyFans income as self-employment income. You'll calculate your net profit (income minus expenses) on Schedule C. This net profit is then added to your other income when calculating your Adjusted Gross Income (AGI) on Form 1040.

Louisiana Specific Rules: Louisiana has a graduated income tax system. This means the tax rate you pay increases as your taxable income increases. You will report your federal AGI on your Louisiana state income tax return (Form 540) and calculate your Louisiana tax liability based on the current year's tax brackets. Louisiana also allows for itemized deductions, which may further reduce your taxable income. Keep accurate records as Louisiana's tax brackets and standard deduction amounts change annually.

Top Tax Write-offs for OnlyFans Creators

As a self-employed individual, you can significantly reduce your tax burden by claiming legitimate business expenses. Here are some common deductions for OnlyFans creators:

• Equipment & Software: Expenses for cameras, lighting, computers, editing software (like Adobe Creative Cloud), and any other equipment used directly for creating content are deductible. You can either deduct the full cost in the year of purchase (under Section 179 deduction, subject to limits) or depreciate the asset over its useful life.
• Home Office Deduction: If you use a portion of your home exclusively and regularly for your OnlyFans business (e.g., a dedicated room for filming/editing), you may be able to deduct a portion of your mortgage/rent, utilities, and home insurance. The IRS has a simplified method for calculating this deduction based on square footage.
• Mileage: If you drive for business purposes (e.g., to purchase equipment, attend meetings, or film content off-site), you can deduct mileage. For 2024, the standard mileage rate is approximately 67 cents per mile. Keep a detailed mileage log with dates, destinations, and business purpose.
• Subscription & Service Fees: Fees paid to OnlyFans themselves are deductible as a business expense. Also, costs for any other services used to manage your business (e.g., scheduling tools, virtual assistants) are deductible.

The 15.3% Self-Employment Tax Surprise

Many self-employed individuals are surprised by self-employment tax. When you're an employee, your employer pays half of your Social Security and Medicare taxes. As a self-employed individual, you're responsible for both the employer and employee portions, totaling 15.3% (12.4% for Social Security and 2.9% for Medicare).

You'll calculate this tax on Schedule SE (Self-Employment Tax). However, you get to deduct one-half of your self-employment tax from your gross income on Form 1040, which helps to offset the overall tax burden. Self-employment tax applies to net earnings over $400.

Closing Tip for Louisiana Residents

Navigating self-employment taxes can be complex. I strongly recommend keeping meticulous records of all income and expenses throughout the year. Consider using accounting software designed for freelancers or consulting with a qualified tax professional (like myself!) who understands the unique challenges faced by OnlyFans creators in Louisiana. Proactive tax planning can save you money and prevent potential issues with the IRS and the Louisiana Department of Revenue. Don't hesitate to reach out for personalized guidance – it's an investment in your financial well-being!