Graphic Designer Taxes in Missouri - 2025 Guide

Updated for 2025 (Filing 2024 Taxes)

Is Graphic Designer income taxable in Missouri?

Yes, absolutely. As a graphic designer operating as an independent contractor (or sole proprietor), your income is taxable at both the federal and Missouri state levels. The IRS considers graphic design income earned as business income, and you'll report this on Schedule C (Profit or Loss from Business) as part of your Form 1040 federal income tax return. This schedule details your income and expenses, ultimately determining your net profit or loss.

Missouri has a graduated income tax system. This means the tax rate you pay increases as your taxable income increases. For the 2024 tax year (filed in 2025), Missouri’s tax brackets will determine your state income tax liability. You’ll report your federal adjusted gross income (AGI) on your Missouri Form MO-1040, and then calculate your Missouri taxable income and tax due based on the applicable brackets. It's important to note that Missouri allows for itemized deductions similar to the federal level, which can reduce your taxable income.

Top Tax Write-offs for Graphic Designers

As a graphic designer, you have several opportunities to reduce your tax burden by claiming legitimate business expenses. Here are a few key deductions:

• Software & Subscriptions: Costs for design software like Adobe Creative Cloud, fonts, stock photos, and any other subscription services essential to your work are fully deductible.
• Computer & Equipment: You can deduct the cost of your computer, monitor, printer, scanner, drawing tablet, and other equipment used for your graphic design business. For larger purchases, you may need to depreciate the cost over several years, or potentially utilize Section 179 deduction (consult a tax professional for details).
• Home Office Deduction: If you use a portion of your home exclusively and regularly for your graphic design business, you may be able to deduct expenses related to that space, such as a portion of your rent/mortgage, utilities, and home insurance. There's a simplified method available as well.
• Mileage & Transportation: When you drive for business purposes (e.g., client meetings, purchasing supplies), you can deduct mileage. The 2024 standard mileage rate is 67 cents per mile (verify the final official rate from the IRS). Alternatively, you can deduct actual vehicle expenses (gas, oil, repairs, insurance, etc.). Keep detailed mileage logs!

The 15.3% Self-Employment Tax Surprise

Many self-employed individuals are surprised by self-employment tax. When you work for an employer, they pay half of your Social Security and Medicare taxes. As a self-employed graphic designer, you're responsible for both the employer and employee portions, totaling 15.3%. This is calculated on Schedule SE (Self-Employment Tax) and filed with your Form 1040. However, you do get to deduct one-half of your self-employment tax from your adjusted gross income, which can help lower your overall tax liability.

Remember, self-employment tax applies to net earnings over $400.

Closing Tip for Missouri Residents

Tax laws can be complex, and this information is for general guidance only. I strongly recommend keeping meticulous records of all your income and expenses throughout the year. Consider using accounting software or working with a qualified tax professional (like myself!) to ensure you're taking advantage of all eligible deductions and complying with both federal and Missouri tax regulations. Proactive tax planning can save you significant money and stress come tax season. Good luck, and feel free to reach out if you have further questions!