OnlyFans Creator Taxes in Ohio - 2025 Guide

Updated for 2025 (Filing 2024 Taxes)

Is OnlyFans Creator income taxable in Ohio?

Yes, absolutely. Income earned through OnlyFans is considered taxable income by both the federal government and the state of Ohio. As an OnlyFans creator, you are generally considered self-employed by the IRS. This means you'll report your earnings and expenses on a Schedule C (Profit or Loss from Business) and file it with your Form 1040.

Federal Requirements (Schedule C): You'll report all income received through OnlyFans as business income on Schedule C. You'll then deduct all allowable business expenses (more on those below) to arrive at your net profit. This net profit is then added to your other income (if any) to calculate your adjusted gross income (AGI) on your Form 1040.

Ohio Specific Rules (Graduated Income Tax): Ohio has a graduated income tax system, meaning the tax rate you pay increases as your income increases. Your net profit from your OnlyFans business (after Schedule C deductions) will be added to your other income, and Ohio income tax will be calculated based on the applicable tax brackets for the 2024 tax year. You'll use Ohio Form IT-1040 to file your state income tax return. The Ohio Department of Taxation website (tax.ohio.gov) will have the most up-to-date tax brackets and forms.

Top Tax Write-offs for OnlyFans Creators

As a self-employed individual, you can significantly reduce your tax liability by claiming all eligible business expenses. Here are some common deductions for OnlyFans creators:

• Equipment & Software: This includes cameras, lighting, computers, editing software (like Adobe Creative Cloud), and any other tools directly used to create your content. You can either deduct the full cost in the year of purchase (if it meets certain requirements) or depreciate it over its useful life.
• Home Office Deduction: If you use a dedicated space in your home exclusively and regularly for your OnlyFans business, you may be able to deduct a portion of your home-related expenses (rent/mortgage interest, utilities, insurance, etc.). The deduction is based on the percentage of your home used for business.
• Mileage: If you drive for business purposes (e.g., to meet with clients, purchase equipment, attend relevant events), you can deduct the business portion of your mileage. For 2024, the standard mileage rate is approximately 67 cents per mile. Keep a detailed mileage log!
• Subscription & Platform Fees: The fees you pay to OnlyFans itself are a deductible business expense. Keep records of all fees paid.

The 15.3% Self-Employment Tax Surprise

Many self-employed individuals are surprised to learn about self-employment tax. When you're an employee, your employer pays half of your Social Security and Medicare taxes. As a self-employed individual, you're responsible for both the employer and employee portions, totaling 15.3% (12.4% for Social Security and 2.9% for Medicare).

You'll calculate this tax on Schedule SE (Self-Employment Tax). However, you don't pay self-employment tax on the entire net profit from your Schedule C. Self-employment tax applies to earnings over $400. You do get to deduct one-half of your self-employment tax from your gross income on Form 1040, which helps reduce your overall tax liability.

Closing Tip for Ohio Residents

Navigating self-employment taxes can be complex. It's highly recommended that you keep meticulous records of all income and expenses throughout the year. Consider using accounting software or working with a qualified tax professional (like myself!) who understands the unique challenges faced by OnlyFans creators. Proactive tax planning can save you money and prevent headaches during tax season. Don't hesitate to consult the Ohio Department of Taxation website (tax.ohio.gov) for the latest information and resources.